Special instructions: To sign up online, you must have your unique source code that was printed on the letter mailed to you in early July.
CHOOSE IT OR LOSE IT – Because of new federal regulations, FNB Bank will no longer authorize Debit Card or ATM transactions that overdraft your account, unless you Opt-In for this service. FNB Bank’s debit card users were mailed a letter in early July informing them of these changes. For more information about the new Opt-In regulations, call or stop by any FNB Bank location or click here for details. | | FDIC Insurance Increased to $250,000 – The standard FDIC deposit insurance increased from $100,000 to $250,000 per depositor, and remains in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor.
FNB is participating in the FDIC's Transaction Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. |
