- Minimum opening balance - $50
- $10 monthly service charge
- No monthly service charge when maintaining a $2,500 minimum daily balance, or a $5,000 average daily balance
- Transactions – Limited to 250 total debits, credits and deposited items per month
- $.15 per item over 250
- See comparison chart
This account is a non-interest bearing account from which you receive an earnings credit calculated on the average daily balance of the account. A service charge is made to your account only when fees for activity exceed the earnings credit on the account.
Let the money in your sole proprietorship or non-profit organization work for you with this interest-bearing business checking account. The higher your deposit balance, the higher your interest rate.
- Minimum opening balance - $50
- $10 monthly service charge
- No monthly service charge when maintaining a $5,000 minimum daily balance
- Transactions – Limited to 250 total debits, credits and deposited items per month.
- $.15 per item over 250
- Tiered interest earned on daily collected balance
- See comparison chart
Interest Tiers:
$0 - $999
$1,000 - $2,499
$2,500 - $9,999
$10,000 - $24,999
$25,000 or more
If you want to earn an attractive rate of return with limited access to your money, your business will definitely benefit from this flexible, interest-bearing account.
- Minimum opening balance - $5,000
- $10 monthly service charge
- No monthly service charge when maintaining a $5,000 minimum daily balance
- Access to funds – Six withdrawals per month
- Tiered interest earned on daily collected balance
- See comparison chart
Interest Tiers:
$0 - $2,499
$2,500 - $9,999
$10,000 - $49,999
$50,000 - $74,999
$75,000 - $99,999
$100,000 or more
When your business needs money, you need a bank that can help meet your needs. At FNB, we will get to know and understand the unique cash requirements for your business, and work with you to set up flexible repayment terms.
Our VISA® and MasterCard® credit cards offer you world-wide purchasing power. Each offers competitive market interest rates, while offering many other options and advantages.
Your VISA® card is now protected by Verified by Visa – it password protects your card for free. The next time you shop at participating online stores, enter the information requested to activate your card in order to complete the transaction. Your card will then have password protection whenever you shop online at participating stores listed at www.visa.com/shopverified.
In today’s fast-paced world, the ability to accept credit cards as a form of payment is critical. It’s not only an added convenience for your customers, but it can also help you increase sales. Your business can now offer this service with FNB’s help. Merchant Card Services allows you to:
- Increase customer satisfaction
- Protect your business from possible fraud
- Ensure the safe and convenient deposit of bank card transactions
- Reduce overhead by eliminating many of the accounting, collection and paperwork activities associated with cash and checks
Our many Online Cash Management features are guaranteed to help save your business time and money. Some of the benefits you’ll enjoy with Cash Management include:
- ACH Payments – A time and money-saving way to accept and initiate electronic payments.
- Payroll Manager – Allows you to direct deposit your payroll funds into employee accounts.
- Re-Present Check – No More trips to the bank. Now you can re-present checks online.
- EFTPS Tax Payments – The U.S. Department of the Treasury now requires all businesses to pay their federal taxes electronically. With FNB Internet Banking, you’ll have everything you need to initiate your tax payments online.
- FNB Bill Pay – This no-hassle service allows you to pay bills online without writing checks, searching for envelopes or buying stamps.
For more information on Online Cash Management, call our Internet Banking Representative, Ginger McClure, at 256-259-6000.
● FNB Business Checking ● Business Analysis Checking ● Business Interest Checking ● Merchant Card Services ● Online Cash Management
