| Certificates of Deposit | | Term | Minimum Balance To Open | Interest Rate | Annual Percentage Yield | | 91 Day | $1,000 | .65% | .65% | | 182 Day | $1,000 | 1.05% | 1.05% | | 12 Month | $1,000 | 1.35% | 1.36% | | 18 Month | $1,000 | 1.50% | 1.51% | | 24 Month | $1,000 | 1.70% | 1.71% | | 60 Month | $1,000 | 2.60% | 2.63% | Annual percentage yields accurate as of 07/21/2010.
Penalties for early withdrawal:
91 days of interest for maturity of less than 12 months.
182 days of interest for maturity of 12 months or more.
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| Individual Retirement Accounts | | IRA | Minimum Balance To Open | Interest Rate | Annual Percentage Yield | | 12 Month | $1000 | 1.35% | 1.36% | | 18 Month | $1000 | 1.50% | 1.51% | | 24 Month | $1000 | 1.70% | 1.71% | | 30 Month | $1000 | 1.85% | 1.86% | | 60 Month | $1000 | 2.60% | 2.63% | Annual percentage yields accurate as of 07/21/2010.
Penalties for early withdrawal:
182 days of interest for maturity of 12 months or more.
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