At FNB, we understand that personal checking needs are as diverse as people. That’s why we offer a wide variety of checking options meant to suit just about anyone. From free to interest-bearing checking, FNB will be there with the perfect checking account for you.
With First Choice Checking, you receive outstanding, money-saving benefits.
- Minimum opening balance - $50
- $7 monthly membership fee
- Unlimited check-writing
- Free First Choice Checking checks
- Free VISA® Check Card with approval
- Free Online Banking
- Free Online Bill Pay
- $5,000 Identity Theft Protection through ID SafeSM
- $10,000 AD&D; $100,000 common carrier insurance and $2,500 AD&D Dependent Children Coverage
- .25% installment loan rate discount with automatic payment
- Free single signature travelers checks
- 3 free cashier’s checks or money orders per month
- Free notary service
- Free photocopy service
- Discount safe deposit box
- Pharmacy savings program
- Vision savings program
- Hearing savings program
- Dining, travel, and shopping savings
- Emergency travel assistance
- See comparison chart
This valuable checking account rewards you with higher interest rates when you maintain higher balances.
- Minimum opening balance - $50
- $10 monthly service charge
- No monthly service charge when maintaining a $1,000 minimum daily balance
- Unlimited check-writing
- Free VISA® Check Card with approval
- $1,000 Identity Theft Protection through ID SafeSM
- Free Online Banking
- Free Online Bill Pay
- Tiered interest earned on daily collected balance
- See comparison chart
Interest Tiers:
$0 - $999
$1,000 - $2,499
$2,500 - $9,999
$10,000 - $24,999
$25,000 or more
SELECT CHECKING
With Select Checking, you can earn a great rate on balances up to and including $25,000. Bonus rate requirements inlcude a minimum of 15 debit card transations per statement cycle, Direct Deposit, and E-statements.
- Minimum opening balance - $50
- No monthly membership fee
- Free VISA® Check Card with approval
- Free Online Banking
- Free Online Bill Pay
- $2,500 Identity Theft Protection through ID SafeSM
- See comparison chart
SUPER SELECT CHECKING
Super Select Checking offers our best rate on balances up to and including $35,000, and outstanding, money-saving benefits. Bonus rate requirements inlcude a minimum of 25 debit card transations per statement cycle, Direct Deposit, and E-statements.
- Minimum opening balance - $50
- $7 monthly membership fee, waived with 35 debit card transactions
- Unlimited check-writing
- Free First Choice Checking checks
- Free VISA® Check Card with approval
- Free Online Banking
- Free Online Bill Pay
- $2,500 Identity Theft Protection through ID SafeSM
- $5,000 Travel accident insurance
- Pharmacy savings program
- Vision savings program
- Hearing savings program
- Dining, travel, and shopping savings
- Emergency travel assistance
- See comparison chart
This account is designed for individuals who want the freedom of unlimited check-writing.
- Minimum opening balance - $50
- No monthly service charge
- Unlimited check-writing
- Monthly Statement With No Check Images (Images Statement Available with Bonus Packages)
- Free VISA® Check Card with approval
- $1,000 Identity Theft Protection through ID SafeSM
- Free Online Banking
- Free Online Bill Pay with Direct Deposit
- See comparison chart
Prestige 55 Interest Checking rewards customers age 55 and above with a wide array of outstanding benefits.
- Minimum opening balance - $50
- No monthly service charge
- Unlimited check-writing
- Free Prestige checks
- Free travelers checks
- 3 free cashier's checks or money orders per month
- Free notary service
- Free VISA® Check Card with approval
- $1,000 Identity Theft Protection through ID SafeSM
- Free Online Banking
- Free Online Bill Pay
- See comparison chart
FNB is dedicated to helping protect you from identity theft with ID SafeSM. According to the Federal Trade Commission, almost half of the reported consumer fraud involves some form of identity theft - and the numbers are growing. FNB is pleased to offer basic ID SafeSM protection to all personal checking account holders at no additional charge, which includes Payment Card Protection, Personal Identity Protection, and Identity Recovery and Restoration.
Payment Card Protection is a valuable service that gives you and your family the tools you need to defend yourself against identity fraud by:
- Registering debit, credit, and retail cards
- Reporting lost or stolen cards by toll-free call
- Notifying card issuers for you
Personal Identity Protection allows us to ease your burden if your identity is ever stolen:
- Up to $5,000 reimbursement of selected identity recovery costs (varies by account)
- Identity theft prevention tips and resources
- Identity theft victim guide and worksheet
Identity Recovery and Restoration will help guide your recovery:
- Assistance with placing a fraud alert and pulling a credit report; initiate credit monitoring for one year through one credit bureau
- Full identity theft document preparation, including Limited Power of Attorney and letters to regulatory agencies
- Referrals upon request to an identity protection financial counselor and/or attorney for initial consultation at no charge
