At
FNB, we understand that personal checking needs are as diverse as
people. That’s why we offer a wide variety of checking options meant to
suit just about anyone. From free to interest-bearing checking, FNB will
be there with the perfect checking account for you.
With First Choice Checking, you receive $10,000 AD&D insurance and a package of great benefits.
- Minimum Opening Balance – $50
- $7 Monthly Membership Fee
- $10,000 AD&D Insurance Coverage
- $2,500 AD&D Dependent Children Coverage
- $5,000 ID Theft Protection
- Unlimited Check Writing
- Free First Choice Checking Checks
- Free VISA® Check Card with Approval
- Free Online Banking
- Free Bill Pay
- Free Cashier's Checks or Money Orders (3 per month)
- Free Notary Service
- Discounted Safe Deposit Box
- Pharmacy Savings Program
- Vision Savings Program
- Hearing Savings Program
- Dining, Travel and Shopping Savings Program
- Emergency Travel Assistance
Super Select Checking offers our best rate on balances up to and
including $35,000 and other money saving benefits. Bonus rate
requirements include a minimum of 25 debit card transactions per
statement cycle, direct deposit and E-Statements.
- Minimum Opening Balance – $50
- $7 Monthly Membership Fee (waived with 35 POS debit card transactions)
- Higher Interest Paid on Balances Below $35,000
- $5,000 Travel Accident Insurance
- $2,500 ID Theft Protection
- Refund other Bank's ATM Fees (up to $20 per month)
- Unlimited Check Writing
- Free First Choice Checking Checks
- Free VISA® Check Card with Approval
- Free Online Banking
- Free Bill Pay
- Free Notary Service
- Discounted Safe Deposit Box
- Pharmacy Savings Program
- Vision Savings Program
- Hearing Savings Program
- Dining, Travel and Shopping Savings Program
- Emergency Travel Assistance
This valuable checking account rewards you with higher interest rates when you maintain higher balances.
- Minimum Opening Balance – $50
- $10 Monthly Service Charge ($0 with minimum daily balance of $1,000)
- Tiered Interest Earned on Daily Collected Balance
- $1,000 Identity Theft Protection
- Unlimited Check Writing
- Free VISA® Check Card with Approval
- Free Online Banking
- Free Bill Pay
Interest Tiers:
$0 - $999
$1,000 - $2,499
$2,500 - $9,999
$10,000 - $24,999
$25,000 or more
Prestige 55 Checking rewards customer’s age 55 and better with a wide array of benefits.
- Minimum Opening Balance – $50
- No Monthly Service Charge
- $1,000 Identity Theft Protection
- Unlimited Check Writing
- Free Prestige Checks
- Free VISA® Check Card with Approval
- Free Online Banking
- Free Bill Pay
This account is designed for individuals who want unlimited check writing with no monthly fee.
- Minimum Opening Balance – $50
- No Monthly Service Charge
- E-Statement with Check Images
- $1,000 Identity Theft Protection
- Unlimited Check Writing
- Free VISA® Check Card with Approval
- Free Online Banking
- Free Bill Pay with Direct Deposit
Rewards customers who are age 14 through college1.
- Minimum Opening Balance – $50
- No Monthly Service Charge
- E-Statement with Check Images
- $1,000 Identity Theft Protection
- 12 Free Checks at Account Opening
- Three Foreign ATM Transactions per Month (FNB fee only)
- Free VISA® Check Card with Approval – Earn $.05 per Transactions (up to $1.50 per month)2
- Free Online Banking
- Free Bill Pay with Direct Deposit
1 - Parent assumes financial responsibility for account holder under 19.
2 - Deposited monthly into Student Checking account.
FNB is dedicated to helping protect you from identity theft with ID SafeSM.
According to the Federal Trade Commission, almost half of the reported
consumer fraud involves some form of identity theft - and the numbers
are growing. FNB is pleased to offer basic ID SafeSM
protection to all personal checking account holders at no additional
charge, which includes Payment Card Protection, Personal Identity
Protection, and Identity Recovery and Restoration.
Payment Card Protection is a valuable service that gives you and your family the tools you need to defend yourself against identity fraud by:
- Registering debit, credit, and retail cards
- Reporting lost or stolen cards by toll-free call
- Notifying card issuers for you
Personal Identity Protection allows us to ease your burden if your identity is ever stolen:
- Up to $5,000 reimbursement of selected identity recovery costs (varies by account)
- Identity theft prevention tips and resources
- Identity theft victim guide and worksheet
Identity Recovery and Restoration will help guide your recovery:
- Assistance
with placing a fraud alert and pulling a credit report; initiate credit
monitoring for one year through one credit bureau
- Full identity theft document preparation, including Limited Power of Attorney and letters to regulatory agencies
- Referrals upon request to an identity protection financial counselor and/or attorney for initial consultation at no charge
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